Paul J. Sulla, Jr., Attorney at Law
Comprehensive Legal Representation

Due to precautions related to COVID-19, we expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.

Hawaii Loan Modification Legal Services

Your home is more than a financial asset; it is the foundation that keeps your family safe and secure. If your home is in danger of foreclosure, it is important to have an experienced lawyer on your side to explain your options and advocate for the best possible outcomes.

At the law office of Paul J. Sulla, Jr., Attorney at Law, we help people throughout Hawaii save their homes through a wide range of legal tools. We are one of few firms in Hawaii to offer complete foreclosure defense services, starting with a written demand for a loan review to halt foreclosure and eviction proceedings coupled with a comprehensive loan modification application to achieve a meaningful result. If you are already in the foreclosure or eviction process, we can provide effective and successful foreclosure defenses to gain you the advantage to save your property under the best available terms. This is a very rewarding aspect of our legal practice.

Representation For Loan Modifications And Workouts

During this lingering mortgage crisis people want to keep their homes, but are unable to pay current mortgage rates or mortgages that are higher than their property is worth. Our firm has a long track record of success helping people to obtain modifications and advocating with your lender. Paul Sulla, Attorney at Law, provides expert Hawaii loan modification services with extensive experience in this area. He will work with the foreclosing attorney to negotiate the best possible outcome.

Experienced Hilo Bankruptcy Law Attorney vulture

Although often thought of as a last resort, bankruptcy can be used as a tool to save your home. Filing for either Chapter 7 or Chapter 13 consumer bankruptcy will immediately stall foreclosure actions and eliminate debt, which will, in turn in many cases, qualify you for loan modifications. As an attorney with four decades of experience, Paul Sulla can explain your options for bankruptcy, the benefits and drawbacks of each, and how it can be used as a tool to save your home or business. He also will address any of your questions and concerns about this process.

Strong Foreclosure Defense

Homeowners often need a strong advocate against predatory, fraudulent, unfair or deceptive loans. We have extensive experience challenging the loan documentation, which can prevent further foreclosure actions, and with skillful use of other defense strategies in order to advocate fully for our clients. Our foreclosure defense practice also encompasses representation against loss mitigation, violations of the non-judicial foreclosure process Fair Debt Collection Act violations, breaches of fiduciary and contractual obligations, and also the lack of standing arising from the securitization of your mortgage loan by Wall Street banks.

Free Attorney Consultation

To schedule a meeting at our Hilo law office, call 808-491-6203 or contact us via email. We offer a free consultation to all potential clients.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.